If you have bad credit, then you know it can be difficult and tedious to repair it. In fact, it can take several years to do so. Therefore, having a credit card that allows you to go through the process will have a lot of advantages. These some of the benefits of this credit card.
Suitable for Home Improvement Projects
Usually, people with below-average credit cards enjoy a lot of advantages that include cash advances and the ability to use the card when traveling internationally. In fact, people with a solid credit card do not travel internationally. When you have the Menards credit card, you can purchase necessities at any given Menards store. Also, you can fill up your gas tank at various gas stations across the country. Moreover, your home improvement projects do not have to wait until your credit score opens for a bank loan.
No Annual Fee
The truth is that credit cards with an annual fee are simply debt traps that want to have access to your money. What is the point of paying an annual fee of over $100 just for having the card even when you do not use it? Fortunately, the Menards card does not come with annual fees.
Deferred Interest Payment Plan
You will not be charged interest when you pay your debt in full within six months and if your purchases are less than $299. That does not mean you are allowed to only buy a single item that is $299. In fact, you can purchase several items that total to $299 or even more.
Rebate Receipts
Whenever you use Menards credit card at authorized gas stations, you enjoy a 1% rebate. In this case, you are given a rebate receipt instead of instant credit. You are required to mail the rebates, and you will get a check back from Menards. It is advisable to collect the rebate receipts for a few months and mail them for a huge check. Keep on checking your email as the money comes at the appropriate time.
Great Customer Service
When you read reviews of Menards credit card, you will find that they have excellent customer service. Unfortunately, most people overlook this feature. Remember that customer service is critical to any given business because you never know when you will need their services.